Rajesh Kumar

Biography

Rajesh Kumar is an operating advisor and seasoned financial services executive with over 25 years of experience driving transformative growth, innovation, and operational excellence across India’s leading banking and credit bureau institutions.

Most recently, Rajesh served as Managing Director & CEO of TransUnion CIBIL Ltd., where he led the organization through a period of exceptional growth. Under his leadership, TransUnion CIBIL advanced its digital capabilities, enhanced governance, and built a scalable IT and risk architecture to meet future demands.

Prior to TransUnion CIBIL, Rajesh held pivotal leadership roles at HDFC Bank Ltd., where he played a key role in building India’s largest and most profitable retail lending business, overseeing a $5.5 billion portfolio. Over two decades, he drove sustained double-digit CAGR by developing resilient risk strategies, embedding analytics into credit decisioning, and scaling teams of more than 16,000 professionals.

A recognized thought leader and frequent media voice, Rajesh has been featured on CNBC, ET Now, and other premier industry platforms. He is widely consulted for his expertise in credit risk, financial analytics, and digital banking innovation, offering valuable perspectives on the evolving financial ecosystem.